California Wholesale Lending

“Our company has offered over 2000 Homeowners better rates and lower mortgage payments through the course of the 10+ years we’ve been in business.

California Wholesale Lending is Southern California’s #1 preferred mortgage loan brokers, specializing in ‘fixing the unfixable’.Our Broker-Owner, Tony Nasim, thrives off taking the most complex loan transactions, conducting diligent and extensive industry research to find the best solutions for each client’s particular needs.

With our attention to detail, we offer a trusted advisor approach to our clients to personally ensure each loan transaction is a success. Don’t take it from us, see what our clients have to say about us!”

Residential Mortgage Brokers:

California Wholesale Lending, based in Porter Ranch, has been offering its elite mortgage brokering services since 2012. We are specialized in First Time Buyers, Jumbo Loans, Conventional Loans, FHA Loans, VA Loans, Private Money Loans, Fixed Rate Mortgages, Adjusted Rate Mortgages (ARM), Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM), Interest Only Mortgages, Balloon Mortgages, Reverse Mortgages and Foreign National Loans. Foreign National Loans are programs for Borrowers who don’t have a Green Card, Social Security number or a VISA. Our company prioritizes finding the best mortgage for every client particular to their individual needs and circumstances with utmost efficiency. We have helped our clients attain mortgages specializing in first time home buyers, investors, fixed, adjustable and interest-only options. We utilize our resources and experiences with major lenders in order to serve each client as fast as possible. Our role is simply to make it easier to get a well-structured mortgage.

Meet Tony


California Department of Real Estate Broker#01892824 | NMLS #819586

“Tony Nasim, our Broker-Owner, offers invaluable dedication & expertise with his 15 + years of industry experience to entrusting clients & prospects alike.

Borrowers can be confident that my knowledge of the industry allows me to quickly identify and solve issues early in the loan process. My primary goal is to assist borrowers in choosing the ideal home loan and to completely simplify the process.

In his time off, Tony enjoys spending quality time with his family. On weekends he enjoys playing basketball or traveling with his three boys and darling daughter.”


Why Choose Tony

OFFERS ACCESS TO HUNDREDS OF LOAN PRODUCTS A mortgage broker offers a wide range of mortgage loans from a number of different

Read More


FINDS THE MOST ADVANTAGEOUS DEAL A mortgage broker represents your interests rather than the interests of a lending institution.

Read More


HAS FLEXIBILITY & EXPERTISE TO MEET YOUR NEEDS A mortgage broker navigates the client through any situation, handling the

Read More


SAVES YOU TIME With a mortgage broker, you only need one application, rather than completing forms for each individual lender

Read More


SAVES YOU MONEY WITH NO HIDDEN COSTS A mortgage broker is offered loans on a wholesale basis from lenders,, and therefore can

Read More


DELIVERS PERSONALIZED SERVICE Personalized service is the differentiating factor when selecting a mortgage broker. You should expect

Read More


Client Review


Tony is truly amazing at what he does from the first call to the close of the deal he and his team are with you every step no matter week day or weekend or even a holiday , you and your team where a godsend bless you and bless all your family's , to all Who is reading this review i have to say that tony is the man got loan that no one can .... and believe me when i say it Thank you and thanks to Teresa

Ibrahim H. Canyon Country, CA

Mortgage Process Simplified


The 8 Steps of the Mortgage Process

Step One: Application Process
During the application process, there is a pre-approval period that you will go through to learn how much a mortgage lender is willing to give you. During the pre-approval and application process, the lenders will take a look at your income, assets, and credit — in turn telling you how much they can give you. These factors also impact your interest rate.

Step Two: Credit Ordered, Disclosure Issued
The first step in the application and pre-approval process is to answer questions about your income, your assets, yourself, and the home you want to purchase. You will then give your mortgage lender permission to take a look at your credit. Your credit report is a compilation of any borrowing history from credit card companies, banks, credit unions, car loans, etc.

Step Three: Gather Documents
The paperwork needed for the approval process is crucial! There are 5 major documents you will need for the pre-approval and approval process. You will need your proof of assets, proof of income, credit check, employment verification, and identification (driver’s license, passport, social security card). The faster you get these documents to your potential lender, the faster the process can be.

Step Four: Appraisal Ordered
A home appraisal is a true estimate of what a home is worth. Your lender will order an appraisal on the home you are looking to purchase so that there is an objective way to assess the home’s value and ensure that the money being borrowed is appropriate and accurate. This also prevents the lender from giving the seller more money than the home is truly worth. The appraisal must be done by a third party who has no connection to the buyer, seller, or lender.

Step Five: Submit to Underwriting
What is underwriting? Underwriting means that your mortgage lender will verify your property details, debt, assets, and income to get the final approval for your loan. An underwriter is someone who is a financial expert and double-checks your finances and documents given are true and assesses how much risk a lender will take on the client if they decide to approve your loan.

Step Six: Approval
Drum roll please….you have been approved! Getting approved for your mortgage loan means that your lender has reviewed, double, and triple-checked your financial situation and documents and confirmed your ability to take on mortgage payments. The approval means that you have an amount to borrow, your interest rate is set and you have made an agreement on how much your payments will be. Your real estate agent can then use this information to focus on homes you can afford. A mortgage approval also lets the seller know that you are serious and you can afford the home you are buying.

Step Seven: Clear to Close
You are ready to close this deal with your mortgage lender. You have met all of the requirements and conditions your lender needs to issue you the money for your home. At this time, you are a verified borrower and you have met all of the expectations for the type of loan and amount of mortgage you are requesting.

Step Eight: Closed to Funded
Once you, as the borrower, have signed the loan documents, you have closed the deal! Funding will happen once the lender reviews the signed documents and gives the title company access to the money. The home loan will finally become official after recording confirmation from your local county recorders’ office. After your recording confirmation, you can fully enjoy your new home!

Knowledge Board


Fannie MAE


Freddie MAC