A professional mortgage broker originates, negotiates, and processes residential and commercial mortgage loans on behalf of the client. Below are the services we offer:
Home Purchase:
Looking for a home loan? We’ll help you qualify for the loan that’s right for you.
We understand that every borrower is different, and we offer a variety of products to meet your requirements. Obtaining a mortgage loan can be a time-consuming task, but it can mean your future.
We provide you with professionalism and experience while offering you competitive rates and outstanding service. Our job begins with fully understanding your needs and finding a loan that is right for you and which is satisfied for you.
Buying a house is one of the most important financial decisions you will make. We’re locally owned with our financial reputation at stake with every transaction. Our mortgage professionals make mortgage loans easy and hassle-free while tailoring each loan to best meet your individual financial need.
We offer the following mortgage services:
- Fixed-rate loans
- Adjustable-rate mortgages
- Interest-only options
- Lender paid mortgage
- Insurance Option
- Affordable Lending
HERE IS WHAT WE RECOMMEND
- Set up a consultation with our mortgage professional by filling out online form on this page or simply calling our toll-free number, (877) 448-5402 x 301
- Start the pre-approval process. The pre-approval is free and carries no obligation.
HOME REFINANCE
Figuring out if refinancing makes sense can be very confusing and frustrating. Many factors need to be considered. We can help you make the correct decision by analyzing your situation based on your individual needs and goals.
REASONS TO REFINANCE:
- Take Cash Out
- Get Lower Mortgage Payments
- Shorten Your Mortgage Term
THINGS TO EVALUATE BEFORE REFINANCING
- Your Credit Score
- Your Monthly Mortgage Payment
- The Value of Your Home
- Your Debt-to-Income Ratio
LOCKING YOUR RATE:
Once you’ve completed your mortgage application, you’ll have the option to lock your mortgage rate. Mortgage rates change daily, and locking your rate protects you against the rate going up significantly before you close.
PRIVATE MONEY LOANS
Private Money Loans are a private lending alternative for Real Estate investors. Private investors will lend their money and will use the property as collateral. Usually, these loans have a higher interest payment than an average mortgage might have. Private Money Lenders normally don’t make decisions based on credit, but they do base on equity and income. Benefits of Private Money:
- Easy to Qualify
- Great for “Flippers”
- Geared Toward “Fixer-Upper” Properties
- Short Approval Process
Some More Info About Private Money!
- Rates start at 7.99%
- Financing Available
- Low Down Payment Options
- Quick Closes
- Appraisals in as fast as 24 Hours
- Loan Amounts up to $10 Million