A professional mortgage broker originates, negotiates, and processes residential and commercial mortgage loans on behalf of the client. Below are the services we offer:

1- Home Purchase:

Looking for a home loan? We’ll help you qualify for the loan that’s right for you.

We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Obtaining a mortgage loan can be a time consuming task, but it can mean your future.

We provide you with professionalism and experience while offering you the competitive rates and outstanding service. Our job begins with fully understanding your needs and finding a loan that is right for you and which is satisfied for you.

Buying a house is one of the most important financial decisions you will make. We’re locally owned with our financial reputation at stake with every transaction. Our mortgage professionals make mortgage loans easy and hassle-free while tailoring each loan to best meet your individual financial need.

We offer the following mortgage services :

Fixed rate loans
Adjustable rate mortgages
Interest only options
Lender paid mortgage
Insurance Option
Affordable Lending

Here is what we recommend:

  • Set up a time to talk by filling up the online form on this page or simply calling me at (877) 448-5402 x 301 toll free
  • Start the pre-approval process. The pre-approval is totally free and carries no obligation.

2- Home Refinance:

Figuring out if refinancing makes sense can be very confusing and frustrating. Will you save money by refinancing? If so, how long will it take to break even? What type of loan you should choose? There are many factors that need to be considered. We can help you make the correct decision by analyzing your situation based on your individual needs and goals.

REASONS TO REFINANCE:

1 Take Cash Out
2 Get a Lower Payment
3 Shorten Your Mortgage Term

THINGS TO EVALUATE BEFORE REFINANCING:

1 Your Credit Score
2 Your Monthly Mortgage Payment.
3 The Value of Your Home
4 Your Debt-to-Income Ratio.

EXPLORING YOUR FINANCE OPTIONS :

1 Lower Payment
2 Lower Your Interest Rate
3 Change Your Mortgage Term

LOCKING YOUR RATE:

Once you’ve completed your mortgage application, you’ll have the option to lock your mortgage rate. Mortgage rates change daily, and locking your rate protects you against the rate going up significantly before you close.

3- Private Money Loans

Private Money Loans are private lending alternative for Real Estate investors. Private investors will lend their money and will use the property as the collateral.

Usually these loans have a higher interest payment then an average mortgage might have. Private Money Lenders normally don’t make decisions based on credit, but they do based on equity and income. Benefits of Private Money

  • Easy to Qualify
  • Great for “Flippers”
  • Geared Toward “Fixer-Upper” Properties
  • Short Approval Process

Some More Info About Private Money!

  • Rates starting at 7.99%!
  • 1005 Financing Available
  • Low Downpayment Options
  • Quick Closes
  • Appraisals in as fast as 24 Hours!
  • Loan Amounts up to $10 Million!